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It's a fact of life: accidents happen.

Help get your unexpected out-of-pocket costs covered with Accident Medical Expense Coverage from Assurant Health. If you have an accident, your plan pays your medical bills (just pay the $250 deductible). You can choose your benefit amount with options from $2,500 to $10,000.

  • No waiting period to use your benefits
  • No annual or lifetime limits
  • Use any doctor and hospital you wish (chiropractors included)
  • No underwriting - guaranteed issue



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John's story

John was replacing shingles on his roof when he lost his balance and fell, breaking his ankles as he landed. When he arrived at the nearby hospital, John was diagnosed with an ankle fracture and dislocation. Treatment involved surgery.

After the exams, physician fees, anesthesia, surgery, and hospital care, John's medical bills quickly accumulated, totaling $4,730. Though John's medical insurance covered the expenses, his deductible was $5,000, which meant he was responsible for the entire $4,730. He didn't have that much money in savings, but fortunately, he had an Accident Medical Expense plan that would pay up to $5,000 in medical expenses after he paid only a $250 deductible.

Charges toward medical plan deductible
(John's responsibility)
Accident Medical Expense plan pays John
John pays Accident Medical Expense deductible
John pays just this much of his $4,730 bill
$4,730

$4,730
$250
$250
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